First Steps

This weekend we took our 1st steps toward Financial Freedom...together.  I guess these would be the "Pre-Baby Steps".

Here's what we did:

• Came up with a budget, or at least a work sheet of monthly expenses
• Anaylized areas we thought we could cut a little...to stay with in the recommended percentages
• Came up with areas we could both sacrifice
• Brainstormed ideas for making extra money to get ahead, such as getting back into my Juice Plus Business now that we are getting settled in here...steps I could take to market myself in an area where I know no one. (until recently I was bringin in almost $5000 a year with it, I just got busy with so many other things that it fell to the back burner.  I still make a little but I need to bump it back up...) also ebay unused items? 
• Put together easy menus so grocery shopping is planned, and not spontaneous spending
• This is our first month doing the Angel Food Ministry Program, this should help save some money.  If you are not aware check out the website link above.
• Going to a CASH only System...no debit cards unless absolutely required. 

Have you done anything yet?  What plan are you using? 

Hip Mama

If you don't have a plan yet...We are using Dave Ramsey's "Total Money Makeover"

Baby Step #1:  Save $1000 Emergency Fund
Baby Step #2: Debt Snowball