Updates....

I wish I could say we are making great progress toward baby step #1, but we're not.  Baby Step #1 If you don't already know is to come up with a $1000 emergency fund...anyway way you can.  So my goal was to start selling some stuff on Ebay to help out with that.  So far I've made about $175.00.  But unfortunately my "Emergency Fund" is still at a Whopping ZERO.  We keep having to use the money for necessities.  So, I've been looking for a JOB!  Ugh.  Something that fits around the school schedule, and where I would still be able to keep up with the house a bit.  And a job that pays more than $8 an hour (seems like not such an easy task here in our part of Texas.

So, this past week I found a VERY flexible job, w/ decent pay, 10-20 hours a week.  I can do early morning or evening, and I think I might be able to convince the owner to let me do some of it from home eventually.  I start a week from Monday.  I also have an interview for another part-time position that fits within my schedule on Tuesdays.  So we'll see.  I may just take both for a little while since Christmas is coming up and we need things for baby...and the whole Debt. thing.  We shall see.  We're praying God shows favor on us regarding Christmas bonus for My awesome hubby.  His new boss in known to be generous with Christmas bonuses even for new people...we're definately NOT counting on it, but we are HOPING.  :) 

So we are basically still where we started, which could be discouraging if we allowed it to be, but the goal is there, and we are being REALLY careful with our spending.  Keeping track and trying to use cash.  So if you're discouraged...we are all in the same boat.  Did I mention we are getting rid of our Car (with the payment)  and we'll be getting a "beater" for Matt.  We're praying God leads us to a reliable beater. :)

Have you started a budget?  Have you figured out how much debt you are in?  Have you come up with any creative ideas on how to get out of debt?  What have you done differently?